Bank Essay Examples

The Australian Prudential Regulation Authority (APRA) on 28th August 2017 had announced establishing a prudential inquiry on CBA Group to inspect the company’s operations in relation to governance, culture and accountability. The report was prepared and submitted to the chair of APRA later, identifying weaknesses...

The traditional role of the central banks before the financial crisis can be generalized in three main functional and objectives roles. The first one is to keep price stabilization, concern to the financial regime in contemporary operation, as an example the gold standard, a pegged...

This week was the finish of the Noble season for one more year. The Royal Swedish Academy of Sciences has chosen to grant the Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred 2018 to two American Economists for concentrating on environmental change and...

There is disunity in the research community what kinds of low interest rates have an effect on the softening of lending standards. Some researchers suggest that both short-term and long-term low interest rates in combination with financial innovation and weak supervision lead to the softening...

Private banks nowadays use control systems on their business especially on their vault. Internal control is a wide term with a wide coverage. It covers the control of the management system in order to carry on the business of the enterprise in an orderly and...

ALM, or challenging asset/liability management refers to efforts by a bank’s board and senior management team to carefully balance the bank’s current and long-term potential earnings with the need to maintain adequate liquidity and appropriate interest rate risk exposures. Each bank has a distinct strategy,...

By the end of 2017, Malaysia’s Public Bank was Malaysia’s third-largest banking group by assets. At that time, its total assets were $395. 3 billion. The bank began operations in 1966 and over time has grown into a full-service financial services group. It currently provides...

In the future, digital will enable us to be in perfect sync with the world around us. Synchronizing services and products with the data cloud around customers enable them to prosper anytime, anywhere. When the financial crisis shook the world, around ten years ago and...

Financial systems vary across all countries in the world and range from rudimentary to trailblazing, making some relatively fragile and others much more stout. There is a growing number of literature and empirical analysis that provide a ground of evidence that well- functioning financial systems...

Banks offer many services but most of them are related to credit, for example, business loans, checking accounts, payment services, cash management. Banks act as brokers between supply and demand of securities, and they transform short-term deposits into medium- and long-term credits. One of the...