Essays on Banking

In the future, digital will enable us to be in perfect sync with the world around us. Synchronizing services and products with the data cloud around customers enable them to prosper anytime, anywhere. When the financial crisis shook the world, around ten years ago and...

Financial systems vary across all countries in the world and range from rudimentary to trailblazing, making some relatively fragile and others much more stout. There is a growing number of literature and empirical analysis that provide a ground of evidence that well- functioning financial systems...

In the era of Millennials in which we are glued to our Smartphones, our daily lives and routines have changed radically, and we have less time for us. Consumers want immediacy, quick transactions by putting in no effort. In this context, the role of traditional...

Vasso P. Ioannidou (2003), This study examines whether Monetary Policy key rates alter the responsibilities of the central bank’s role in bank supervision. By using Monetary Policy indicators their will be affects of supervisory actions with two federal agencies. Gabriel Jimenez, Steven Ongena (2003), To...

Banking system is very complex system, which not everybody could understand. But when the person gets the hang of it, he understands how numbers and market can change the world for regular working people. There are different ways for the market to be manipulated for...

The banking sector deals with an overwhelming amount of data on a day to day basis. Banks have historical records and customer information data dating back to decades. Manually leveraging such enormous amounts of data for making decisions is not only time consuming but involves...

As a child born in a Chinese financial family, I got influence from my father who is currently working as president of bank. Additionally, my parents always give all money I needed monthly. And I always get prized when I manage money appropriately. In fact,...

This essay reviews the work of Jere R. Francis produced in 2004. It focuses on the assessment of audit quality. Post financial crisis, audit quality has been questioned and has been the subject of high-level inquiries in several fields. With mounting concerns and debates about...

Enron had a corporate culture that contributed to its bankruptcy due to unethical behavior that included financial gain and did not look at anything else. The unethical behavior such as performing corrupt acts, lying to customers, cheating on balance sheets, fraudulent practices and information about...

Growing up the world around us appears to be constant but we are quick to find out that the truth is, in fact, the opposite. It allows us to discover the truth behind the world’s nations. The reasons they grow or fall, why they are...