Essays on Banking

In the future, digital will enable us to be in perfect sync with the world around us. Synchronizing services and products with the data cloud around customers enable them to prosper anytime, anywhere. When the financial crisis shook the world, around ten years ago and...

Deputy Governor of Central bank of Ireland, Sharon Donnery on her speech to Dublin Economics workshop dated 14th September 2018 addressed, what lesson Ireland learned after the financial crisis of 2008 where she mentioned that the reason behind the crisis was “A large number of...

Making purchases with a credit card can feel as though you are not ever spending money, you do not have to hand over cash nor is the amount taken out of your account. Instead you receive a bill with a total of your purchases at...

Banks offer many services but most of them are related to credit, for example, business loans, checking accounts, payment services, cash management. Banks act as brokers between supply and demand of securities, and they transform short-term deposits into medium- and long-term credits. One of the...

Nicita and Pagano mentioned in their book that the barter system is a methodology of exchange at the beginning of time for transaction payment. It’s the system has been used for hundreds of years before cash currency was fabricated as people used it to changed...

Financial systems vary across all countries in the world and range from rudimentary to trailblazing, making some relatively fragile and others much more stout. There is a growing number of literature and empirical analysis that provide a ground of evidence that well- functioning financial systems...

The banking industry is the economic activities carried by financial institutions using deposits or saving from customers. Banks that capable to provide cross border financial services due to deregulations, technological improvements, increase of trading and foreign investments achieved international expansion for the banking industry as...