Essays on Banking

In the future, digital will enable us to be in perfect sync with the world around us. Synchronizing services and products with the data cloud around customers enable them to prosper anytime, anywhere. When the financial crisis shook the world, around ten years ago and...

The banking sector deals with an overwhelming amount of data on a day to day basis. Banks have historical records and customer information data dating back to decades. Manually leveraging such enormous amounts of data for making decisions is not only time consuming but involves...

As a child born in a Chinese financial family, I got influence from my father who is currently working as president of bank. Additionally, my parents always give all money I needed monthly. And I always get prized when I manage money appropriately. In fact,...

This essay reviews the work of Jere R. Francis produced in 2004. It focuses on the assessment of audit quality. Post financial crisis, audit quality has been questioned and has been the subject of high-level inquiries in several fields. With mounting concerns and debates about...

Enron had a corporate culture that contributed to its bankruptcy due to unethical behavior that included financial gain and did not look at anything else. The unethical behavior such as performing corrupt acts, lying to customers, cheating on balance sheets, fraudulent practices and information about...

Growing up the world around us appears to be constant but we are quick to find out that the truth is, in fact, the opposite. It allows us to discover the truth behind the world’s nations. The reasons they grow or fall, why they are...

A confluence of six trends makes it important for banking, and risk in particular, to undertake a deep, systematic digital transformation. The first four affect the entire bank: more demanding and ever-rising client expectations, greater competitive pressure, growing cost discipline, and an emerging ecosystem of...