Essays on Personal Finance

The Big Short (2015) by Adam McKay reasons the publics frustration and anger towards a fraudulent and unequal system that left millions unemployed and homeless during the Great Financial Crisis. The film brings together three separate storylines, to tell the story of the 2008 Financial...

Before we start discussing what home loan it is very important to understand two basic terms that we are going to be using frequently in this paper, that is home and loan. What is a home? – Home is a social unit formed by a...

Education is something we should value more and not take for granted. I believe that education is the right of every individual and part of the “American Dream”. Though it has become a lot more expensive today than in previous years. In today’s time a...

Did you know that the cost of education is higher than any other industry, even health care? College affordability is one of the biggest concerns in the US. A large majority of students choose not to pursue a higher education when the cost of attending...

“Education is the most powerful weapon which you can use to change the World” (Nelson Mandela). In my opinion education is essential for personal growth for our economy to grow strong we need our country to be educated and that is not possible when hundreds...

Financial systems vary across all countries in the world and range from rudimentary to trailblazing, making some relatively fragile and others much more stout. There is a growing number of literature and empirical analysis that provide a ground of evidence that well- functioning financial systems...

Stock splits are like optical illusions but in reality they are only adjustments in the number of shares outstanding. The company’s equity and the value of shareholders’ holdings remain unchanged. The study conducted reveals that there exists a positive market reaction post-split announcements in case...

Health insurance is imperative to the well-being of every person and the right to proper health care is a basic need that every citizen deserves to have provided by from their country. Not possessing health insurance is a major risk at a time when medical...

In this literature review I am going to write about three articles which deal with how or rather on whom one should spend his or her money to maximize the happiness one receives from spending it. It is a topic which I think is rather...

The prices for prescription medications must be regulated and there should be a cap on how high they can be marked up. Americans without health insurance cannot afford the medications they are prescribed; some people do not take their medications as prescribed instead taking them...