Essays on Personal Finance

Has financial instability caused conflict to arise within the field of education? The question disconcerting Texans today is “should the state provide free college to those with household incomes of under $50,000?” In order to formally structure a holistic conclusion as to what opposing side...

College/university is an opportunity to learn about adulthood and responsibility. It is also a time to learn about personal Financial management and budgeting as an important part of education. Making post-secondary education free will be a good thing that everyone wants, but it comes with...

“From the past years, student loan debt rose by 39%, reaching as much as $1.3 trillion”. If college was free, student loans/debt would be eliminated; the money used on tuition could easily be carried over to cover other costs such as a house, car, and...

I am part of a committee in an investment firm and our goal is to figure out what social media platform we should invest in. We are deciding between MySpace which is a popular social media site and Facebook which is an up-and-coming site. I...

The main focus of reading conducted, towards find out how components of the working capital are influencing the profitability of manufacturing industry. It is towards the reason that over the last few years many Indian companies and businesses have failed to free the cash due...

Working capital is a proportion of corporate momentary money related status just as its proficiency. Working capital is touched base at by subtracting complete current resources with its all out current liabilities. In the event that the distinction in proportion between current resources and current...

Working capital administration based on an organization’s accounting book keeping technique which is to create to monitor and to use both working capital, current liabilities and current assets, to make sure the organization’s budgeting activities. In addition, the objective of working capital administration is to...

Manufacturing sector is very germane to the development of any nation most especially the underdeveloped ones and the sector all over the world has been and would always be the engine of development and industrialization. Adeoye and Elegunde, described all industries and particularly the manufacturing...

Financial management is a central element in organizational success. Business managers use a wide range of tools to help them make the right strategic decisions in terms of capital budgeting, capital structure, and working capital management. Those three areas of corporate finance ought to be...

We used data from a loan company and logistic regression to predict the odds of loan defaults with several loan characteristics as predictor variables. Different models were evaluated and cross-validated using AIC, AUC, and predicted accuracy. Weighted accuracy was also measured because the loan dataset...