Personal Finance Essay Examples

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Growing Affordable Housing World Crisis

According to the Wall Street Journal, the larger cities around the world, from New York to London, and Stockholm to Sydney, are making efforts to work out the growing affordable housing crisis. The data provided by Knight Frank illustrates that in the past 5 years,...

Affordable Housing

2 Pages|938 Words

1159

Chronic Homelessness: Problems with Affordable Housing

When people stay in the cycle of chronic homelessness their health and livelihood deteriorate. Therefore, the question of why people stay homeless is an important subject to look at. In Texas alone, over 25,000 individuals are experiencing homelessness on any given day. The purpose of...

Affordable HousingHomelessness

6 Pages|2798 Words

588

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Affordable Housing: Development, Problems and the Future

'Affordable housing conveys fiscal assortment, stability, and amplifies the quality of a neighborhood'. Due to the sudden onset of the COVID-19 pandemic in 2020, the core of the real estate sector of India was affected massively. However, since the final quarter of the year, the...

Affordable Housing

2 Pages|854 Words

658

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The Way Credit Card Firms Deceive Cardholders

Making purchases with a credit card can feel as though you are not ever spending money, you do not have to hand over cash nor is the amount taken out of your account. Instead you receive a bill with a total of your purchases at...

BankingCreditMoney

1 Page|574 Words

962

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Socio-psychological Reasons of Donation to Natural Disasters Relief

In 2018, 315 natural disasters were recorded, with over 68 million people affected and approximately 12,000 deaths (Centre for Research on the Epidemiology of Disasters, 2018). Comparisons show that the number of disasters has significantly increased over the past 25 years (Than, 2005). On 2nd...

DonationHuman BehaviorNatural Disasters

2 Pages|1054 Words

645

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The Problem of Credit Risk as the Main Task of the Bank

Banks offer many services but most of them are related to credit, for example, business loans, checking accounts, payment services, cash management. Banks act as brokers between supply and demand of securities, and they transform short-term deposits into medium- and long-term credits. One of the...

BankBankingCredit

1 Page|478 Words

571

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The Invest Opportunity in Belgium

Welcome to Belgium. A small country in Western Europe and a great place for investment. In this paper I will be discussing the main reasons why companies should invest in Belgium. Along with some recommended sectors and other facts that might be of interest for...

BelgiumInvestment

6 Pages|2718 Words

570

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The History of Credit Card: from the Beginning to Nowadays

Nicita and Pagano mentioned in their book that the barter system is a methodology of exchange at the beginning of time for transaction payment. It's the system has been used for hundreds of years before cash currency was fabricated as people used it to changed...

BankingCreditMoney

2 Pages|842 Words

612

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Millennia’s Needs for a Life Insurance

We can list out a few unique financial issues and challenges which are usually faced by today’s young adults. These may range from deciding on how they can save for retirement to taking care of student loan debt. Usually, these people never think about life...

Cost BenefitInsurance

2 Pages|769 Words

564

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Disadvantages of Using Credit Cards

Interest rates are disadvantage with different credit cards varying in how little or high interest the cardholder will pay. As an example, if a credit card has a credit limit of $5000 with an 18.0% interest rate and only the minimum monthly repayments are made...

CreditCustomerMoney

1 Page|649 Words

583

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